Broker-Dealers

Arm your advisors with a comprehensive retirement planning software

Easy to Use

Prepare your Advisors

Provide your advisors with an interactive planning software where they can demonstrate the impact of guaranteed income streams.

Provide Solutions

Consistent Client Experience

The impact of when one takes Social Security is demonstrated instantly with JourneyGuide. Other guaranteed income streams like pension and annuity benefits are extremely simple to include. Current annuity pricing is integrated directly into the tool, unlike any other software. JourneyGuide illustrates the findings of our research with leading universities – there is a balanced approach to blending investments with guaranteed income to improve retirement outcomes.

Move Clients from Uncertainty to Confidence

Manage Sequence of Return Risk

Show your clients what retirement will look like on their current path and the changes they can make to improve their chances of getting through retirement without running out of money. Our Income Frontier graph keeps you the advisor focused on ensuring your strategy is always in the best interest of your client. We also give you confidence that your strategy results in making sure your client comes out better in every possible market

Understand The Pitfalls

Create a Plan for the "What ifs"

The most careful plans for retirement can fall apart due to a multitude of risks. Use JourneyGuide to stress test your proposed plan from the following:

  • Long Term Care
  • Early Death
  • Early Employment
  • Stock Market Losses
Know Your Best Strategy

Optimize Social Security

Calculate client’s Social Security benefits at each possible age using their Primary Insurance Amount or Last Years Wage, and if eligible, determine the best route for claiming spousal benefits.